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Disruptive Technology: How to Harness it to your Investment Advantage
Since March 2020 we have all become overly familiar with personal disruption in a variety of forms…
Diversify investments across asset classes
An asset class is a group of investments that display similar characteristics. The four main asset classes are: shares, bonds, property and cash.
Do South Africans need an offshore will for their offshore assets?
If you are a South African who owns foreign assets, you may be asking whether you need a foreign will to administer your offshore assets effectively. Whatever the form of your foreign assets -...
Does mental bias mess with your investment decisions?
The potential investor’s mental biases or emotional make-up may be preventing the implementation of the plan.
Does the government plan to ‘steal your pension money’?
The prescribed-assets discussion lends itself to sparking fear, but reduced to bare factual bones, what does it really mean?
Don’t let investment costs deter you
In recent years investment costs and product fees have come under the spotlight with a move towards more transparently costed and easier-to-understand products.
Don’t skimp on business continuity costs
Shareholders and business owners need to protect themselves as their businesses’ most important assets. The need for business assurance cannot be underestimated.
Dread disease life insurance – be cautious
The exact scope and comprehensiveness of critical illness cover offered by long-term insurers has become confusing.
Effects of Inflation on Retirement Capital
Although the intention to leave money to our children is a noble one, the effects of inflation are the biggest enemy to anyone’s financial plan.
Emigration and subsequent access to your retirement funds
A change to the financial rules around emigration will make accessing your retirement funds more challenging from 2021 onwards.











