In his Business Day article, Jonathan Botha CFP® considers the initial effect the introduction of the two-pot system has had on South Africans and explains why he believes it has the potential to foster stronger retirement readiness across South Africa.
Investments
Take a look at our latest articles listed below.
JSE delistings raise concentration risks
In this Business Day article, Jonathan Botha CFP®, looks at why the number of listings on the JSE, Africa’s largest stock market, halved over the past 20 years.
The two-pot retirement system is actually three pots
In this Business Day article, Jonathan Botha unpacks the two-pot, or rather, the ‘three-pot’ retirement system. Will retirees be disadvantaged or does it seek to improve retirement outcomes and reduce reliance on state support?
Pros and cons of Hedge Fund Investments
Hedge funds can be seen as safe investments because they have the potential to deliver positive returns when share markets are falling. Due to the uncorrelated nature of their returns when compared...
BRICS & De-dollarisation: the proposed new Currency
The BRICS grouping comprising Brazil, Russia, India, China, and South Africa (and recently some new member countries) has been a significant economic player in the global sphere over the past two decades.
Benefits and pitfalls of the Tech Stock Boom
Technology companies have made a permanent mark, both in our day-to-day routines and also on the global stock markets. By its nature technology is innovative, has the potential to disrupt the status quo, and can gain a global reach relatively fast.
Income Funds: crucial, but only part of a diversified Investment Strategy
Uncertain times both locally and globally mean that South African investors are in search of stability. As a result, income funds are having a moment – let’s take a look at why that is, and whether it’s important for your own investment strategy.
Solar Electricity Systems – Buying vs Renting in South Africa 2023
Eskom: with the current levels of load-shedding in sunny South Africa, the mere sight of that name may raise your blood pressure! And you know that the problem isn’t going to be…
Investing in Cash: Considerations for Your Long-term Investment Portfolio
Holding cash in a savings account or money market deposit is often considered a safe and secure investment, but is it a good investment in terms of long-term financial planning?
Managing your Retirement Income (despite Volatile Markets)
You may be retired, but it’s best not to view yourself as a short-term investor. Even at the age of 80, with current longevity trends we are planning for more than 10 years and need to…