Dread disease life insurance – be cautious

Dread disease life insurance – be cautious

We have noticed the increased occurrence of dread disease (also known as critical illness) life insurance and income protection claims during our nearly two decades in the financial planning industry. This term usually refers to the ‘lifestyle’ diseases...
Effects of Inflation on Retirement Capital

Effects of Inflation on Retirement Capital

What Are The Effects of Inflation? How Much Capital Do I Need To Retire? March 7 – 8, 2009. What are the effects of inflation on your retirement capital? There is a common theme that runs through a number of interactions we have with retirees: they invariably...
Executing an estate is a team matter

Executing an estate is a team matter

Have you considered whom you should appoint in the role of executor of your estate? Does you spouse really want to take on the role of executor of your will? Probably not… When our time on earth comes to an end it is seldom planned or timed to suit us. Leaving a...
Financial advice: is it worth it?

Financial advice: is it worth it?

There’s a story you hear in professional circles when clients grumble about the amount they have to pay lawyers, doctors and other service providers whose intellectual capital is their greatest asset. According to the story, Picasso was asked to sketch a lady’s...
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