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Financial Planning and AI
Why personal financial planning cannot be fully replaced by Artificial Intelligence AI-powered tools can analyse vast datasets, predict market trends, and optimise portfolios with remarkable...
Financial Security After Bereavement: Forewarned is Forearmed
The death of a life partner, particularly if they are the main breadwinner or person who handles the financial administration for the household, can have devastating consequences for the surviving...
Investment Risk for South African Investors
Have you ever had a detailed discussion about investment risk - both your perceived tolerance for it, based on your personality - and also as an estimate of how your investment portfolio is...
Investing in Gold: Is now a good time?
The price of gold has been climbing steadily since 2022 and recent political tension in the U.S. - namely the current government shutdown - has fuelled this upward trend further. While budget...
Policy ‘Wrappers’ – Endowment vs. Sinking Fund: what is the difference?
A “policy wrapper” effectively places an investment within a special legal container held by a life insurance company. The purpose of using a policy wrapper is to alter how the investment behaves...
How to not let taxes erode your retirement investments
Proactive tax planning can significantly enhance your financial security. In his BusinessLIVE article, Michael Maré, CFP® FPSA®, outlines key investment structures, their optimal use, and how to combine them for a tax-efficient retirement plan.
Diversification the proven way to navigate market uncertainty
In his BusinessLIVE article, Michael Maré, CFP® FPSA®, considers how South African investors can strategically position their portfolios in order to weather the next inevitable economic disruption.
Trump’s 2nd Presidency to Date – mid-2025
Donald Trump's second presidential term has ushered in a period of rapid policy changes across multiple sectors of government. His administration's early actions have drawn both fervent support and...
Investing Offshore as a South African: A Two-decade Perspective
Investing offshore is an essential strategy for South Africans if you are seeking to diversify your investment portfolio and mitigate local economic risks. The landscape of offshore investments…
Budget 2025: South Africa’s Tax Blues
VAT, VAT, is it just about the VAT? The SA Budget Speech 2025 debacle will be remembered for a long time to come. The most contentious issue, and the one which attracted most attention, was the…
